Eloping to Secure Your Future: Why Couples Getting a Mortgage Choose to Get Married Now

UncategorizedJune 24, 2025June 24, 2025Camden Alchanati

Title: Eloping to Secure Your Future: Why Couples Getting a Mortgage Choose to Get Married Now

When couples set out to buy a home together, they often discover that love isn’t the only factor that influences the process—legal status matters too. For many, eloping becomes a practical and powerful decision, especially when the pressure of mortgage applications, co-ownership documents, and lender requirements kicks in. At Get Married Today, we see an increasing number of couples who choose to elope specifically because they’re buying a home. Why? Because getting legally married quickly can significantly simplify the mortgage process, unlock better loan options, and create long-term financial advantages.

Let’s explore why eloping is the smartest move when you’re tying the knot and closing on a house at the same time.

1. Eloping Supports Homeownership Goals

Buying a home is one of the biggest financial steps a couple can take. Lenders often look at the legal relationship between applicants when deciding how to structure loans or assess risk. Being legally married can eliminate ambiguity and streamline the approval process.

Many mortgage lenders prefer dealing with married couples because:

Legal spouses have shared liabilities and protections.
Joint ownership documents are easier to draft and enforce.
It simplifies estate and inheritance rights in case one spouse passes away.

Rather than delay their home purchase, couples are eloping now and celebrating later—a trend that supports both romance and real estate.

Get Married Today makes it easy to get legally married fast, helping you avoid delays in your home buying process.

2. Lender Requirements Sometimes Favor Married Couples

Some lenders ask whether the applicants are married or single, and your answer can influence the outcome. In certain cases, married couples may have access to:

Lower interest rates
Increased borrowing limits
Simplified paperwork
Faster processing

This is especially true for FHA loans, VA loans, or programs that look at joint income and debt obligations.

Read how mortgage lending varies based on marital status (Consumer Financial Protection Bureau)

If you’re in the middle of applying for a mortgage and find out being married would help, Get Married Today can legally marry you within hours.

Learn how to get married on the same day in California.

3. Fast Legal Marriage Means Less Stress

Homebuying is stressful. There are offers, counteroffers, inspections, closing costs, and deadlines to juggle. Adding marriage paperwork to the mix might seem overwhelming—unless you choose to elope with a service like ours.

We provide same-day marriage licenses and officiant services all in one visit. This means:

No need to wait in line at the courthouse.
No multi-week delays for a license.
No officiant hunting.

Just book an appointment online and we’ll take care of everything, so you can focus on your new home.

4. Eloping Offers Legal Protection for Your Property

If you’re buying a home and one partner is not on the title or the loan, things can get tricky. Being legally married can provide automatic property rights and protections in many states, including California.

A legal marriage can:

Help protect the non-borrowing spouse.
Ensure survivorship rights if one partner passes away.
Clarify asset division in case of separation.

You don’t need to plan a big ceremony to gain these protections. A quick legal elopement ensures you’re protected.

California family law supports spousal rights in property ownership

5. Eloping is a Smart Financial Strategy

Beyond legal protection and mortgage facilitation, getting married before closing on a home can offer real financial benefits:

Combined income can improve your debt-to-income ratio.
Tax filing jointly can reduce your annual tax burden.
Many first-time buyer grants and programs favor married applicants.

By eloping and becoming legally married, you maximize the benefits of being a couple—both emotionally and financially.

Learn how to file your marriage license in California

6. You Can Still Celebrate Later

Just because you elope now doesn’t mean you’re giving up the wedding of your dreams. Many of our clients legally marry before their home closes and host a celebration later—sometimes even in their brand-new house.

This is what makes eloping so practical:

Immediate legal benefits
No delay in buying your dream home
Flexibility to plan a future celebration

Check out our private ceremonies and elopement packages

7. Eloping Saves Time (and Money)

With weddings averaging over \$30,000, eloping can free up funds for your down payment, renovations, or furnishings.

Plus, you skip the long planning timeline and instead focus on the next chapter of your life: homeownership.

Quick appointments
No dress codes
No expensive venues

Discover how to elope legally in California with Get Married Today

8. Eloping Respects Urgency

Some couples are under tight deadlines: their mortgage loan is in underwriting, the close date is approaching, and their lender just mentioned that being legally married would simplify things. That’s where we come in.

We offer:

Same-day appointments
On-location services at homes, offices, or parks
Confidential marriage license options

Explore our same-day legal wedding services

9. Success Stories: Real Couples Who Eloped to Buy a Home

Couples who use Get Married Today frequently tell us how much smoother the mortgage process became once they were legally married.

From faster loan approvals to better communication with escrow officers, legal marriage is a shortcut to simplicity.

Read real client reviews

10. Your Timeline, Your Way

You don’t have to fit your life into someone else’s calendar. Whether your escrow closes in three days or three weeks, we can marry you today.

Holidays
Evenings
Weekends

We work on your schedule so your dream home doesn’t slip away.

Book your same-day marriage now